Freelance Rate Calculator
Stop guessing what to charge. Calculate the minimum hourly rate you need to meet your income goals after accounting for taxes, platform fees, and non-billable time.
Why Your Minimum Viable Rate Matters
Most freelancers set rates based on gut feeling or what competitors charge. But your financial reality is unique — your expenses, tax obligations, and lifestyle goals are different from everyone else's.
Your Minimum Viable Rate (MVR) is the lowest hourly rate you can accept while still meeting your income needs. Anything below this number means you're working at a loss.
Once you know your MVR, you can compare it against real market rates to see if your goals are realistic — or if you need to adjust your strategy.
Calculate your hourly rate based on your target income, working hours, and platform fees.
How to Use Your Minimum Viable Rate
✅ If Your MVR is Below Market Rate
Great news! You have room to charge market rates or even premium prices. Focus on positioning yourself as an expert and don't undercut unnecessarily.
⚠️ If Your MVR is Above Market Rate
You may need to reduce expenses, increase billable hours, or specialize in higher-paying niches. Consider our guide on avoiding undercharging.
Related Resources
Ready to Price with Confidence?
Now that you know your minimum rate, see how it compares to live market data.